ENSEC was incepted to introduce the market for secured notes backed by assets or cash flows in the Middle East and Asia, rated by international rating agencies. ENSEC’s goals are to attract international capital, play a significant role in diversifying the economy and establishing a precedent for financial growth and expansion throughout the UAE, the broader Middle East and Asia.
  
ENSEC proposes to facilitate the growth of the structured finance sector in the Middle East and Asia through the securitization of:

• Residential Mortgage backed financings
• Commercial Mortgage backed financings  
• Consumer Assets including Auto Loans, Personal Loans & Credit Cards
• Future cash flows
• Loans given to small scale industries and enterprises
• Operating cash flows

Securitizing such asset financings and services in the region will allow providers of real estate finance to use their capital more efficiently and to create additional liquidity.

ENSEC will help to power the continued growth of the economy – by ensuring that the real estate finance markets have the continuing capacity to fund Dubai’s housing and commercial real estate finance needs and with financial institutions to provide capital efficient liquidity to support asset growth while also supporting government and infrastructure owner/operators to extract maximum financing value from their strategic investments.  

ENSEC proposes to work with regional governments, corporates  and financial institutions to create:

• A standardized program for securitization including both conventional and shari’a compliant securitization
• Additional financing capacity for originating financial assets.
• Create mezzanine & first loss funds investing in investment grade & sub investment grade structured finance debt in the emerging markets, primarily the Middle East.